Best Financing Solutions for Property
Investments & Business Financing In Malaysia
We help Malaysians and foreigners to secure financing with ease
Best Financing Solutions for Property Investments & Business Financing
In Malaysia
We help Malaysians and foreigners to secure financing with ease
To meet your needs
Housing Loan Solutions
- How It Works:
- Secure the best mortgage
- Low interest rates and flexible terms.
- Lower monthly payments, improving cash flow.
- Tailored Refinancing Solution
Assess your eligibility and financing needs.
Compare the lowest interest rates and best packages for interest savings.
Secure fast and reliable loan approval with expert guidance.
Housing Loan Refinancing
- How It Works:
- Lower interest rates for long-term savings.
- Better loan terms tailored to your needs.
- Lower monthly payments, improving cash flow.
- Save money over the loan tenure.
Transfer your home loan to a bank offering lower interest rates.
Adjust loan terms to fit your financial goals.
Reduce monthly payments and total interest costs.
Refinancing Cash Out
- How It Works:
- Access built-up home equity.
- Consolidate and pay off debts.
- Fund home renovations or major expenses.
- Secure better loan terms if interest rates are lower
Replace your current home loan with a new, higher loan.
Adjust loan terms to fit your financial goals.
Receive the extra amount in cash.
Debt Consolidation
- How It Works:
- Lower overall interest rates.
- Reduce multiple payments into one manageable installment.
- Improve cash flow and financial stability.
- Boost credit score by clearing high-interest debts.
Replace your existing mortgage with a new loan.
Adjust loan terms to fit your financial goals.
Use the extra funds to pay off high-interest debts (credit cards, personal loans, etc.).
Business Loans
- How It Works:
- Expand your business
- Secure Business Loans
- Purchase Equipment
- Invest in new opportunities
Immediate access to short-term funding to maintain cash flow and manage operational expenses.
Finance your import/export transactions with flexible credit facilities to optimize your supply chain.
Strengthen your credibility with secure commitments for contracts and projects.
Long-term financing for large-scale investments such as property acquisition, heavy machinery, or infrastructure upgrades.
Working Capital Loans
- How It Works:
- Manage your cash flow effectively
- Cover operational expenses with ease.
- Bridge gaps during periods of financial strain.
Flexible short-term funding to support daily operations and manage unexpected cash flow needs.
Access funds on-demand with a revolving limit. Ideal for businesses with fluctuating capital needs.
Includes Letter of Credit (LC), Trust Receipts (TR), and Banker’s Acceptance (BA) to support procurement and fullfilment cycles.
Structured short-tenure financing for urgent working capital injections without long repayment periods.
Calculate your eligibility for a mortagage instantly using our free tool
Calculate your eligibility for a mortagage instantly using our free tool
Building wealth, creating futures.
Why Choose
Credit Secure & Sun Capital
We specialize in making your homeownership dreams a reality.
With over 10 years of experience in the mortgage & SME industry, we’re here to simplify the process of finding the right financing package for you.
A decade of proven financial expertise.
Serving a thriving community of satisfied customers.
A dedicated team of financial experts at your service.
Why Choose Us?
Integrity
Uphold high ethical standards and act with honesty, transparency, and professionalism in all your interactions.
Trust and Confidentiality
Understand the importance of trust and confidentiality in your client relationships.
Objectivity
Provide unbiased advice that is based on thorough analysis, research, and a comprehensive understanding of your clients' financial situations.
Expertise
Stay up-to-date with industry trends, regulations, and best practices to offer informed advice to your clients.
Long-Term Relationships
Build long-term relationships with your clients based on trust, open communication, and mutual respect.
Accountability
Monitor progress, review strategies, and make adjustments as needed to help clients stay on track towards their financial goals.
Explore Our Case Studies
Ms. Evon Lee
Property Value: RM500,000
Objective: To purchase her first home in Kuala Lumpur with minimal financial burden.
Solutions
Provided by Credit Secure & SunCapital
Challenges
Limited savings for a large down payment.
Concerned about high-interest rates affecting long-term affordability.
Unsure about loan approval chances as a fresh graduate with a short credit history.Home Loan Strategy
Provided step-by-step guidance on loan eligibility and financing options.
Secured a 90% + 5% loan package, reducing her upfront cash requirement.
Negotiated a 3.4% interest rate, lower than typical market offerings.
Helped her strengthen her loan application profile, improving approval chances.Outcome & Benefits
Successful loan approval, allowing her to own her first property.
Lower down payment requirements, making homeownership more accessible.
Optimized loan terms to save on interest costs in the long run.
Gained financial confidence with professional guidance throughout the process.
Get started
Schedule your personalized consultation today
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