Best Financing Solutions for Property
Investments & Business Financing In Malaysia

We help Malaysians and foreigners to secure financing with ease

Best Financing Solutions for Property Investments & Business Financing
In Malaysia

We help Malaysians and foreigners to secure financing with ease

To meet your needs

Our team of dedicated financing advisors is committed to provide personalized service and transparent guidance every step of the way. Whether you're a first-time homebuyer or refinancing or even business financing, we offer a variety of financing options and competitive rates tailored to your needs.

Housing Loan Solutions

Eligibility

Assess your eligibility and financing needs.

Low Interest Rates

Compare the lowest interest rates and best packages for interest savings.

Loan Approval

Secure fast and reliable loan approval with expert guidance.

Housing Loan Refinancing

Eligibility

Transfer your home loan to a bank offering lower interest rates.

Low Interest Rates

Adjust loan terms to fit your financial goals.

Reduce Cost

Reduce monthly payments and total interest costs.

Refinancing Cash Out

Increase Loan Amount

Replace your current home loan with a new, higher loan.

Best Loan Terms

Adjust loan terms to fit your financial goals.

Increase Cash Flow

Receive the extra amount in cash.

Debt Consolidation

Loan Strategy

Replace your existing mortgage with a new loan.

Best Loan Terms

Adjust loan terms to fit your financial goals.

Pay Off Debts

Use the extra funds to pay off high-interest debts (credit cards, personal loans, etc.).

Business Loans

Overdraft Facility

Immediate access to short-term funding to maintain cash flow and manage operational expenses.

Trade Line

Finance your import/export transactions with flexible credit facilities to optimize your supply chain.

Bank Guarantee​​

Strengthen your credibility with secure commitments for contracts and projects.

Term Loan​

Long-term financing for large-scale investments such as property acquisition, heavy machinery, or infrastructure upgrades.

Working Capital Loans

Overdraft Facility

Flexible short-term funding to support daily operations and manage unexpected cash flow needs.

Revolving Credit

Access funds on-demand with a revolving limit. Ideal for businesses with fluctuating capital needs.

Trade Financing

Includes Letter of Credit (LC), Trust Receipts (TR), and Banker’s Acceptance (BA) to support procurement and fullfilment cycles.

Short-Term Term Loan

Structured short-tenure financing for urgent working capital injections without long repayment periods.

Check Your Loan Eligibility

Calculate your eligibility for a mortagage instantly using our free tool

Check Your Loan Eligibility

Calculate your eligibility for a mortagage instantly using our free tool

Building wealth, creating futures.

Why Choose

Credit Secure & Sun Capital

We specialize in making your homeownership dreams a reality.

With over 10 years of experience in the mortgage & SME industry, we’re here to simplify the process of finding the right financing package for you.

10
YARS OF EXPERIENCE

A decade of proven financial expertise.

110
CUSTOMERS

Serving a thriving community of satisfied customers.

20+
SPECIALISTS

A dedicated team of financial experts at your service.

Why Choose Us?

Integrity

Uphold high ethical standards and act with honesty, transparency, and professionalism in all your interactions.

Trust and Confidentiality

Understand the importance of trust and confidentiality in your client relationships.

Objectivity

Provide unbiased advice that is based on thorough analysis, research, and a comprehensive understanding of your clients' financial situations.

Expertise

Stay up-to-date with industry trends, regulations, and best practices to offer informed advice to your clients.

Long-Term Relationships

Build long-term relationships with your clients based on trust, open communication, and mutual respect.

Accountability

Monitor progress, review strategies, and make adjustments as needed to help clients stay on track towards their financial goals.

Explore Our Case Studies

Ms. Evon Lee

Ms. Evon Lee

Newly Employed
Age: 24

Property Value: RM500,000

Objective: To purchase her first home in Kuala Lumpur with minimal financial burden.
  • Solutions

    Provided by Credit Secure & SunCapital

  • Challenges

    Limited savings for a large down payment.

    Concerned about high-interest rates affecting long-term affordability.

    Unsure about loan approval chances as a fresh graduate with a short credit history.

  • Home Loan Strategy

    Provided step-by-step guidance on loan eligibility and financing options.

    Secured a 90% + 5% loan package, reducing her upfront cash requirement.

    Negotiated a 3.4% interest rate, lower than typical market offerings.

    Helped her strengthen her loan application profile, improving approval chances.

  • Outcome & Benefits

    Successful loan approval, allowing her to own her first property.

    Lower down payment requirements, making homeownership more accessible.

    Optimized loan terms to save on interest costs in the long run.

    Gained financial confidence with professional guidance throughout the process.

Our Customers

Find out our customer's testimonials & results
Results
Team

Get to know the incredible individuals behind our company

Get started

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